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Context · Regulation and CBDC Watch

Cash index

How usable is cash, country by country? Legal limits on cash payments, whether shops must accept cash, how often people still pay with it, and how many cash machines there are. Each value comes from a primary source and carries its date; what is not sourced yet says so.

Two hands holding a few small copper coins, in front of a dark knitted sweater

Cash index: countries in the rows, the four measures in the columns.

Cash index: countries in the rows, the four measures in the columns.
CountryLimit on cash paymentsObligation to accept cashCash share of payments in shopsATMs per 100,000 adults
Germany DENot yet sourcedNot yet sourcedNot yet sourced70.9 · World Bank
Austria ATNot yet sourcedNot yet sourcedNot yet sourced170.1 · World Bank
Switzerland CHNot yet sourcedNot yet sourcedNot yet sourced80.3 · World Bank
Spain ESNot yet sourcedNot yet sourcedNot yet sourced84.2 · World Bank
France FRNot yet sourcedNot yet sourcedNot yet sourced77.6 · World Bank
Italy ITNot yet sourcedNot yet sourcedNot yet sourced85.7 · World Bank
Netherlands NLNot yet sourcedNot yet sourcedNot yet sourced32.8 · World Bank
United States USNot yet sourcedNot yet sourcedNot yet sourced172.8 · World Bank
United Kingdom GBNot yet sourcedNot yet sourcedNot yet sourced77.7 · World Bank

9 of 36 values sourced so far. The columns sort by value, never as a ranking of countries.

How to read the table

  • Payment limits differ in scope from country to country (for example only payments to businesses, or a different limit for visitors from abroad). The value shown is the general limit; the source states the details.
  • The cash share counts payments at the point of sale by number, not by value, as surveyed by the European Central Bank.
  • ATM density is the latest year the World Bank publishes from the IMF Financial Access Survey.
  • A value that has not been sourced yet stays empty. It is never shown as zero.

Sources